Find and cancel unused subscriptions with an AI agent
A Monmo agent can audit your subscriptions. It reads receipts and renewal notices in Gmail and the statements you share, lists the recurring charges it finds in a Google Sheet with price and renewal date, and flags the ones that look unused or duplicated. You choose which to cancel. After you approve, it cancels them on each service's site and checks that the charges stop.
Updated 2026-11-13 · Free to start. Paid plans from $15 a month.
How the agent does it
- 01
It reads your receipts and statements
The agent searches Gmail for receipts, invoices and renewal notices from the past twelve months and reads the card statements you share as PDF or CSV. A full year matters, because annual plans only show up once.
- 02
It lists the recurring charges
Charges that repeat are grouped into one row each: the service, the plan, the price, monthly or yearly, the next renewal date, which card pays and who signed up. The list is built as a spreadsheet.
- 03
It looks for signs of use
For each one it checks what the evidence shows: the last login or usage email, how many paid seats are assigned, a trial that turned into a paid plan, two services doing the same job. Where it cannot tell, the row says ask.
- 04
It flags what to look at
You get a short list: unused for 60 days or more, duplicates, prices that rose, and annual renewals due within 30 days. Each shows its monthly cost and the yearly total, so a $14.99 plan reads as $179.88.
- 05
It asks before cancelling
One card names the subscriptions you picked, for example four of eleven, the date each one ends and what stops working. Nothing is cancelled until you allow it, and you can tell it to drop any of them first.
- 06
It cancels on each service's site
In its own browser the agent goes through each account's cancellation steps and declines the offers to stay, unless you said to take a discount. Services that need your password, a code or a human are handed to you with the steps.
- 07
It checks the charges stopped
Each confirmation is saved with its date. On the first of the next month the agent reads the new statement and receipts, checks whether the cancelled charges are gone and tells you about any subscription that is new.
What the audit gives you
- A spreadsheet of the recurring charges it found, with price, renewal date and payer
- A short list of unused, duplicated and soon-to-renew subscriptions, with the yearly cost of each
- Cancellations done after one approval, with each confirmation saved
- A check next month that the charges have stopped, and a note of anything new
When it asks you
Reading receipts and statements and building the list need no approval. Saving the list to Google Sheets asks first, and so does every cancellation, downgrade or removed seat: one card names each subscription, the date it ends and what stops working.
How to ask
- Go through my Gmail receipts and the three card statements I shared. List every subscription with its price and renewal date, and tell me which ones I have not used in 60 days.
- Cancel the four I marked in the sheet. If any of them offers a discount to stay, decline it.
- On the first of every month, check for new subscriptions and tell me about any annual renewal due in the next 30 days.
Watch it work
A sample replay with example data, sped up. Pause it, scrub through it, or take the mouse yourself.
On screen
Google Sheets
Pick a job. Watch it get done.
- StreamBox 4K · last watched in August$22.99
- FitLoop Premium · never opened$14.99
- CloudNest 2 TB · duplicate of your plan$9.99
- Typeset Pro · trial ended, no documents$29.00
- Why
- You have not used them in 60 days or more.
- Where
- StreamBox, FitLoop, CloudNest and Typeset
- What to expect
- Each one ends at the close of its billing period. Nothing else on the accounts changes.
Your team. Connected to everything.
Subscription audit+| Subscription | Monthly | Last used | Status |
|---|---|---|---|
| StreamBox 4K | $22.99 | August | Cancelled |
| FitLoop Premium | $14.99 | Never opened | Cancelled |
| CloudNest 2 TB | $9.99 | Duplicate plan | Cancelled |
| Typeset Pro | $29.00 | Trial ended | Cancelled |
| Musicly | $11.99 | Yesterday | Active |
| Notable | $10.00 | Today | Active |
| DesignKit | $54.99 | Today | Active |
| CloudNest Family | $2.99 | Today | Active |
| NewsDaily | $17.00 | This week | Active |
| Parcel+ | $12.99 | This week | Active |
| Bizmail | $99.99 | Today | Active |
| Total each month |
Sample replays with fictional data, sped up. Pause one, scrub through it, or take the mouse yourself.
Questions people ask
Can an AI agent cancel subscriptions for me?
Yes, after you approve the list. A Monmo agent opens each service in its own browser, follows the cancellation steps and saves the confirmation. Some services ask for your password, a verification code or a conversation with a person; the agent stops there and gives you the exact steps, so those few are finished by you.
How does it find subscriptions I have forgotten about?
It looks for charges that repeat. The agent reads a year of receipts and renewal emails in Gmail and the statements you share, then groups payments to the same company at regular intervals. A year of history is needed to catch annual plans. Anything paid from a card or mailbox it cannot see will not appear, so include each one you use.
How does it decide a subscription is unused?
It does not decide; it shows you the evidence. That can be the date of the last login or usage email, paid seats with nobody assigned, or a second service that does the same job. Rows without clear evidence are marked ask. You choose what goes, and nothing is cancelled just because it looked quiet to the agent.
Does the agent need access to my bank account?
No. Receipts and renewal emails in the Gmail account you connect, plus statements you share as PDF or CSV, are enough to find recurring charges. The agent does not move money or change your payment details. Cancelling happens on each service's own site, after you approve, and you can watch its screen throughout.
Does it work for a company's software subscriptions?
Yes. For a team the sheet adds an owner for each tool, the number of paid seats and how many are assigned, and a renewal calendar for the year. The agent can remind you 30 days before an annual renewal with last year's price beside the new one. Removing seats or cancelling a tool still waits for your approval.