AI agents for Clover
A Monmo AI agent works in your Clover account the way a back-office manager would. It sends the day's sales, tips and discounts after close, prepares menu and price changes across items and modifiers, matches deposits to QuickBooks, gathers shift hours for payroll and prepares refunds. It uses your own Clover login. Every change to your items and every refund waits for your approval.
Updated 2026-11-13 · Free to start. Paid plans from $15 a month.
What agents do in Clover
Send sales, tips and discounts after close
After close it sends the day in a few lines: net sales, card and cash payments, tips by employee, discounts used and refunds, compared with the same day last week.
AskEvery night at 11, send me Clover's net sales, tips by employee and discounts, next to the same day last week.
Prepare menu and price changes
For a new menu it prepares item, category and modifier changes, with old and new prices side by side and the categories each change touches. Saving waits for your approval.
AskRaise all coffee prices by 30 cents and add oat milk as a modifier. Show me old and new before saving.
Match deposits to the bank
Each morning it compares yesterday's Clover deposits, after fees, with the bank feed in QuickBooks or Xero, and explains any deposit that is short, late or split across days.
AskMatch this week's Clover deposits to the QuickBooks bank feed and explain any that don't line up.
Gather shift hours for payroll
Before payroll it pulls each employee's shifts and clock-ins, flags missed clock-outs and overtime, and lays the hours out in Google Sheets for your payroll app, such as Gusto. Corrections and pay decisions stay with you.
AskPull last fortnight's Clover shifts for payroll and flag missed clock-outs and anything over 40 hours a week.
Prepare refunds
When a customer asks for money back, it finds the payment by time, amount or card ending, checks your policy and prepares the refund for you to approve. Refunds over the limit you set come with a note.
AskA customer was charged twice at 12:40 today for 18.50. Find both payments and prepare a refund of one.
Keep stock counts honest
For items you track in Clover it compares stock with sales since the last count, lists items running low or showing negative stock, and drafts a reorder list for your supplier.
AskEvery Sunday, list Clover items under 10 in stock or below zero, and draft the reorder for our supplier.
Bring back lapsed regulars
It finds customers who used to visit weekly but have not come in for a month, and drafts a win-back email in Mailchimp for those who agreed to marketing. Sending asks first.
AskFind regulars who haven't visited in 30 days and opted in to email, and draft a Mailchimp campaign for them.
How it connects
- 1You connect your own Clover merchant account once. An owner or admin usually approves the connection, and the agent sees the items, orders, payments and employees that account can see.
- 2You decide which agents may use Clover. A bookkeeping agent fits for deposits and reports, an operations agent for menus and stock. Give staff hours only to the agent you trust with payroll.
- 3Reading sales, payments, shifts and stock needs no approval. Changing items, prices, modifiers, discounts or stock, and every refund, ask first. Taking payments at the counter stays with your staff.
More in E-commerce and retail
Other apps of this kind that agents work in, each with its own page.
Questions people ask
Can an AI agent update my Clover menu and prices?
Yes, after you approve. A Monmo agent prepares changes to items, categories, modifiers and prices as a before-and-after list, so you can see every price that moves. When you allow it, the changes are saved through the Clover connection, or in its own browser when the connection does not cover something.
Can it issue refunds in Clover?
It prepares them and you approve each one. The agent finds the payment, checks it against your refund policy and shows the amount, the card ending and the reason on a card. The money goes back only when you allow it. Refunds above a limit you choose are flagged for a closer look.
Can it reconcile Clover deposits with QuickBooks?
Yes. The agent compares each Clover deposit, after processing fees, with the bank line in QuickBooks or Xero, and explains deposits that are short, late or combined. It can prepare the entries for fees and the day's sales, and it asks before posting any of them.
Does it help with payroll from Clover shifts?
It does the preparation. The agent pulls clock-ins and shifts for the pay period, flags missed clock-outs, overtime and short breaks, and lays the hours out for your payroll app. Correcting a timecard and running payroll stay with you, and it asks before changing any shift in Clover.