AI agents for Flutterwave
A Monmo AI agent works in Flutterwave the way a payments analyst for a business selling across several African markets would. It reports collections by currency and payment method, spots a method that starts failing, prepares payouts to beneficiaries, gathers evidence for chargebacks and matches each currency's settlements to the bank. It uses your own Flutterwave account, and moving money always waits for your approval.
Updated 2026-11-13 · Free to start. Paid plans from $15 a month.
What agents do in Flutterwave
Report collections by currency and method
Every morning the agent totals yesterday's successful transactions by currency, such as NGN, KES or GHS, and by method, such as card, mobile money, bank transfer or USSD, and posts the table in Slack.
AskEvery weekday at 8, post yesterday's Flutterwave collections in Slack, split by currency and payment method.
Catch a payment method that starts failing
It compares failure rates for each method and country with the last two weeks, and when one jumps, such as mobile money in one market, it writes a short note for your engineering or support lead with sample transactions.
AskCompare this week's Flutterwave failure rates by method and country with the last two weeks and tell me if anything jumped.
Prepare payouts to beneficiaries
From the payout list in Google Sheets it checks each beneficiary, account and currency, flags new or changed bank details, and prepares the transfers. Nothing is sent until you approve the batch.
AskPrepare Flutterwave payouts from this month's 'Driver payouts' sheet and flag any beneficiary whose bank details changed.
Answer chargebacks with evidence
When a chargeback arrives, it gathers the order, proof of delivery or service and your messages with the customer, and drafts the response with the due date. Accepting or declining the chargeback is your decision.
AskGather evidence for the new Flutterwave chargeback on the 14 October order and draft our response.
Match settlements per currency
At the end of each week it lines up each currency's settlements with the transactions and fees inside them and the bank deposits recorded in Xero or QuickBooks, and lists anything that is missing or short.
AskMatch last week's Flutterwave settlements for each currency to our bank deposits and list any shortfall.
Send a payment link to a customer
For a customer who wants to pay an invoice online, it drafts a Flutterwave payment link with the amount, currency and description, and the Gmail message to go with it. Creating and sending ask first.
AskMake a Flutterwave payment link for 450 USD for the Kampala workshop invoice and draft the email. Show me first.
Prepare a refund
It finds the transaction, checks the amount already refunded and your policy, and prepares a full or partial refund with a short note. Each refund waits for you on a card of its own.
AskPrepare a refund of half the amount for transaction ref 8841 because one ticket was unused, and draft a reply.
How it connects
- 1You connect your own Flutterwave business account once. Flutterwave separates test mode from live mode with different keys, so you can try the agent on test transactions before connecting live.
- 2You choose which agents may use Flutterwave. A finance agent handling payouts and settlements needs it; a support agent may read transactions to answer customers.
- 3Reading transactions, settlements, beneficiaries and chargebacks needs no approval. A payout, refund, payment link or chargeback response each asks first, and every payout batch has its own card.
Watch it work
A sample replay with example data, sped up. Pause it, scrub through it, or take the mouse yourself. This sample shows a similar job in other tools; Flutterwave is not on screen.
On screen
Xero
Gmail
Google Sheets
Pick a job. Watch it get done.
- Why
- Your weekday bookkeeping routine.
- Where
- Fieldwork in Xero · business account
- What to expect
- Marks 18 lines reconciled. The 2 odd lines are left for you, and no reminder is sent.
Your team. Connected to everything.
Cash and receivables — week 7+Sample replays with fictional data, sped up. Pause one, scrub through it, or take the mouse yourself.
Questions people ask
Can an AI agent send payouts with Flutterwave?
It prepares them, and you send them by approving. The agent checks each beneficiary, account, currency and amount, flags new or changed details and shows the batch on one card. Payouts are made only after you allow them, through the Flutterwave connection, or in its own browser when the connection does not cover something.
Does it work with several currencies?
Yes. The agent reports each currency your Flutterwave account collects or settles in on its own, and in a total at a rate you choose if you want one. Reconciliation is done per currency against the matching bank account, so a difference in one market does not hide in a total.
Can it handle Flutterwave chargebacks?
It prepares the response and you decide what to do. The agent collects the order details, proof of delivery and your messages with the customer, and drafts a reply with the due date first. Accepting or contesting and uploading the evidence each wait for your approval.
Is it safe to give an AI agent access to Flutterwave?
The agent works only within the Flutterwave account and keys you connect, and you can start in test mode. It reads without asking. Anything that moves money, such as a payout or refund, needs your approval on its own card. You choose which agents may use Flutterwave and can disconnect at any time.