AI agents for Ramp
In Ramp, a Monmo AI agent works like a controller's right hand. It fills in accounting codes before the sync, turns invoices in your inbox into bills, keeps a list of vendor renewals coming up and checks reimbursements against your policy. It uses the access your Ramp admin grants and asks before it pays, approves, issues a card or changes a spend limit.
Updated 2026-11-13 · Free to start. Paid plans from $15 a month.
What agents do in Ramp
Fill in accounting codes before the sync
Two days before close the agent lists Ramp transactions still missing a GL account, class or location, suggests each code from how that vendor was coded before, and marks the ones it is unsure of. Applying asks first.
AskList Ramp transactions from October with missing accounting codes and suggest each from our past coding. Mark the ones you are unsure of.
Turn emailed invoices into bills
When an invoice lands in the accounts payable inbox, it reads the vendor, amount, due date and line items and drafts the bill in Ramp Bill Pay. Scheduling the payment needs your approval.
AskDraft Ramp bills for the invoices that came into ap@ this week, matched to the right vendor, and show me before any payment is scheduled.
Keep a list of upcoming renewals
From recurring charges and the contracts in Google Drive it lists each vendor, the renewal date, the notice period and last year's spend in Google Sheets, so you decide on each one before it renews.
AskBuild a sheet of every vendor we pay through Ramp on a recurring basis, with renewal date, notice period and spend over the last 12 months.
Check reimbursements against policy
For each submitted reimbursement it checks the receipt, the amount, the category and your written policy, then sorts them into clear, needs a question and outside policy. Approving or rejecting stays with you.
AskGo through this week's Ramp reimbursements and tell me which follow our travel policy and which need a question.
Spot tools paid for twice
It groups card spend by vendor and looks for the same software bought by different teams, seats paid for by people who have left, and small monthly charges nobody owns, with a suggested owner for each.
AskFind software we pay for more than once in Ramp, or that is charged to someone who has left, and list it with the cost.
Explain the month's spend
On the third working day it writes up last month: spend by department and vendor against the month before, the largest new vendors and anything unusual, in Google Docs for the finance meeting.
AskOn the 3rd working day of each month, write a one-page Ramp spend review by department and vendor, compared with the month before.
Prepare a request for funds
When someone asks in Slack for a card for an event or a new tool, it drafts the request with the amount, the period, the vendor and the reason. Creating the card or changing a limit waits for your approval.
AskPrepare a Ramp request for a 1,500 card for the trade show in March, limited to that month, and show it to me first.
How it connects
- 1A Ramp admin connects your company's Ramp account once and decides how much the connection can reach. The agent works inside that access and sees only the last four digits of any card.
- 2You choose which agents may use Ramp. A finance agent needs it; an assistant agent that books travel may need to read it, and other agents need nothing.
- 3Reading transactions, bills, receipts and reimbursements needs no approval. Scheduling a payment, approving or rejecting a request, issuing a card, changing a limit and writing codes to transactions each ask first.
More in Accounting and payments
Other apps of this kind that agents work in, each with its own page.
Questions people ask
Can an AI agent code Ramp transactions for month-end?
Yes, with your approval before the codes are saved. The agent reads each transaction without a GL account, class or department, suggests a code from how that vendor was handled before, and explains the ones it is unsure of. You approve the list in part or in full, and then it syncs as usual.
Can an AI agent approve expenses or pay bills in Ramp?
No, those decisions stay with you. The agent checks each reimbursement or bill against the receipt and your policy, and prepares a recommendation with its reasons. Paying, approving and rejecting are done only after you allow them, through the Ramp connection, or in its own browser when the connection does not cover something.
Does it work with Ramp's sync to NetSuite or QuickBooks?
It works before the sync. The agent makes sure each Ramp transaction has the codes and receipts your accounting software expects and lists anything that would sync incomplete. The sync itself runs in Ramp as you have it set up, and the agent can check afterwards that totals agree in NetSuite or QuickBooks.
What can an AI agent see in our Ramp account?
Only what the Ramp connection your admin set up allows: typically transactions, receipts, bills, vendors and reimbursements. Full card numbers are never visible to it. You also choose which Monmo agents may use the connection, so an agent without Ramp access cannot read your company's spend.