AI agents for Gusto
A Monmo agent works in Gusto like a payroll and bookkeeping assistant who gets every run ready before the deadline. It checks hours, new hires and time off for the period, prepares contractor payments from their invoices, compares payroll with your books in QuickBooks or Xero, and reports payroll cost by department. Submitting payroll, paying anyone and changing pay always wait for your approval.
Updated 2026-11-13 · Free to start. Paid plans from $15 a month.
What agents do in Gusto
Get each payroll ready for review
Two days before the deadline it checks the pay period: hours, new hires, leavers, time off and any changed rate. It lists anything that looks off, such as missing hours, so you review and submit the run yourself.
AskTwo days before every payroll deadline, check the run in Gusto and tell me anything unusual before I submit.
Line up contractor payments
At month end it matches contractor invoices from Gmail with the contractors in Gusto, checks each amount against the agreed rate and prepares the payments. One card shows every payment and nothing is paid until you allow it.
AskMatch this month's contractor invoices in my inbox to Gusto and prepare the payments for my approval.
Prepare a new hire's details
From your offer details it prepares the new employee in Gusto: start date, role, manager, work location and the pay you decided. Sending the onboarding invitation and saving pay details ask first.
AskSet up Priya in Gusto from her signed offer: start 2 December, full time, salary as agreed. Show me before saving.
Check payroll against the books
After each run it compares the payroll totals in Gusto with the journal in QuickBooks or Xero and flags differences in wages, employer taxes or benefits lines, so your month-end close is not held up.
AskCompare the 15 November payroll in Gusto with what posted to QuickBooks and list any differences.
Report payroll cost each month
On the first of each month it builds payroll cost by department from Gusto reports, with overtime and employer taxes separated, in Google Sheets, compared with the budget you keep there.
AskOn the 1st of each month, send me last month's payroll cost by department against budget.
Read notices from tax agencies
When a tax notice arrives as a PDF or an email, it reads it, finds the related filing or period in Gusto and writes in plain words what it says and what is asked, for you or your accountant.
AskRead the state tax notice I just forwarded, find the matching period in Gusto and tell me what it asks for.
Prepare for year-end forms
In December it checks employee addresses, contractor details and missing information ahead of W-2 and 1099 season, and drafts a short message to each person who needs to confirm something. Sending asks first.
AskCheck who in Gusto is missing an address or tax details before year-end, and draft a note to each of them.
How it connects
- 1You connect your own Gusto account once. The agent sees what your admin permissions in Gusto allow, so connect with the person who runs payroll or an admin with the same access.
- 2You choose which agents get Gusto. A finance or operations agent is the right one; pay data is personal and no other agent needs it.
- 3Reading reports, employees and pay history needs no approval. Submitting payroll, paying a contractor, adding or changing an employee, and changing pay or benefits each ask first, and money always waits for you.
More in HR and recruiting
Other apps of this kind that agents work in, each with its own page.
Questions people ask
Can an AI agent run payroll in Gusto?
It prepares the run and you submit it. A Monmo agent checks the pay period for missing hours, new hires, leavers and changed rates, and tells you what looks unusual. Submitting payroll is a payment, so it always waits for your approval, and you can review every line in Gusto first.
Can the agent check Gusto payroll against QuickBooks or Xero?
Yes. After each run it compares the totals and lines in Gusto with what posted to QuickBooks or Xero, and lists any difference with the amount and the account. Fixing a journal entry in your books is a change, so the AI agent prepares it and asks before saving.
Is payroll data safe with an AI agent?
The agent works under the Gusto login you connect and sees only what that login can. You decide which agents may use Gusto, usually just one. It reads without asking, asks before every payment or change, and you can watch its screen or remove its access at any time.
Does it handle contractors as well as employees?
Yes. It matches contractor invoices to the right person in Gusto, checks the amount against the agreed rate and prepares the payments on one card. It also flags contractors with missing details before year-end. It works through the Gusto connection, or in its own browser when the connection does not cover something.